To amend the Fair Credit Reporting Act to provide access to free credit freezes for all consumers.
USA115th CongressHR-3878| House
| Updated: 9/28/2017
Ben Ray Luján
Democratic Representative
New Mexico
Cosponsors (27)
David Loebsack (Democratic)Marcy Kaptur (Democratic)John Garamendi (Democratic)Raúl M. Grijalva (Democratic)James R. Langevin (Democratic)David N. Cicilline (Democratic)Sanford D. Bishop (Democratic)Katherine M. Clark (Democratic)Tony Cárdenas (Democratic)Michael E. Capuano (Democratic)Michelle Lujan Grisham (Democratic)Brendan F. Boyle (Democratic)Mark DeSaulnier (Democratic)Keith Ellison (Democratic)G. K. Butterfield (Democratic)Gene Green (Democratic)Jerrold Nadler (Democratic)Theodore E. Deutch (Democratic)Mark Takano (Democratic)Pramila Jayapal (Democratic)Eleanor Holmes Norton (Democratic)Jamie Raskin (Democratic)Donald S. Beyer (Democratic)Louise McIntosh Slaughter (Democratic)James P. McGovern (Democratic)Adam Smith (Democratic)Grace F. Napolitano (Democratic)
Financial Services Committee
- Introduced
- In Committee
- On Floor
- Passed Chamber
- Enacted
Free Credit Freeze Act This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.
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Timeline
Introduced in House
Referred to the House Committee on Financial Services.
Finance and Financial Sector
Consumer credit
To amend the Fair Credit Reporting Act to provide access to free credit freezes for all consumers.
USA115th CongressHR-3878| House
| Updated: 9/28/2017
Free Credit Freeze Act This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.
View Full TextSuggested Questions
Get AI-generated questions to help you understand this bill better
Timeline
Introduced in House
Referred to the House Committee on Financial Services.
Ben Ray Luján
Democratic Representative
New Mexico
Cosponsors (27)
David Loebsack (Democratic)Marcy Kaptur (Democratic)John Garamendi (Democratic)Raúl M. Grijalva (Democratic)James R. Langevin (Democratic)David N. Cicilline (Democratic)Sanford D. Bishop (Democratic)Katherine M. Clark (Democratic)Tony Cárdenas (Democratic)Michael E. Capuano (Democratic)Michelle Lujan Grisham (Democratic)Brendan F. Boyle (Democratic)Mark DeSaulnier (Democratic)Keith Ellison (Democratic)G. K. Butterfield (Democratic)Gene Green (Democratic)Jerrold Nadler (Democratic)Theodore E. Deutch (Democratic)Mark Takano (Democratic)Pramila Jayapal (Democratic)Eleanor Holmes Norton (Democratic)Jamie Raskin (Democratic)Donald S. Beyer (Democratic)Louise McIntosh Slaughter (Democratic)James P. McGovern (Democratic)Adam Smith (Democratic)Grace F. Napolitano (Democratic)
Financial Services Committee
Finance and Financial Sector
Related Bills
- S 115-1816: A bill to amend the Fair Credit Reporting Act to enhance fraud alert procedures and provide free access to credit freezes, and for other purposes.
- S 115-1810: A bill to amend the Fair Credit Reporting Act to provide access to free credit freezes for all consumers.
- HR 115-3755: To amend the Fair Credit Reporting Act to improve the consumer reporting system, and for other purposes.
- Introduced
- In Committee
- On Floor
- Passed Chamber
- Enacted
Consumer credit